How to Fund at 630 Fico With An Auto Conversion.
What is an Auto Conversion? Its an auto loan with out the auto. The dealer will give you cash for a fee and if you get one or two of these after 3 months payments it will make your profile very strong if it has 5 good accounts over 10k and minimum 3 years if your short then you need to get other Au's (Authorized Users Tradelines) so it will enable you to get 30K to 90K in funding or more with stronger file like 200k if have other compensating factors.
What's needed to do this? Ideally 5 Au's* 10K minimum in amount and 3 years minimum in age. Some have done it with less but its rare so the bigger in amount and more age on the tradeline the better. Yes Au's count to your fico score and work. This can be done on SSN. NO CPNs for many many reasons it doesn't work plus you can't get millions on that and if your not wanting
How do you start? You apply for an Auto Loan at a local NON MILITARY Credit Union ) ( IT CAN NOT BE any auto specific lender, bank or any auto only lender ONLY A NORMAL CU will work for this) and tell them that you want to apply for a used auto but you don't know what auto or dealer yet and you just want to get a pre approval.
You would want to ask if they can get you approved to buy an auto from an out of state dealer cause you would say you can't find any good auto's in your state or you have sister, mother, child, or friend your buying auto for who is out of state.
Apply for a USED Auto for 45K or 60K/65K (if have big accounts or prior auto with good pay history) or 30K if weak only Au file.
This will take usually an hour to one day for the approval. Tell them you want to apply for a 30K if your file has only 5 Au's on it or less (if you have an existing auto and your file is just weak or low credit score down to 630 Fico and you want to improve it apply for an auto that is 10K over your existing auto).
How much do I apply for? If just have 5 big AU s aged apply for 45K if you have a good car pay history but apply for 10k to 30k higher then your original car loan you have been paying on. Lenders will counter to lower loan amount if cant get hight mostly as long as dont go way to much over target range.
EXAMPLES basically every set of 10k of every 3 cc s of good aged primary history will let you get 30k increment in a car loan amount
> AUTO WITH low FICO 630/640 and good car pay history of original loan of 30k then apply for 65K
>if 630+ fico small to med cc real primary accounts and never had AUTO apply for 35k
>if your FICO is HIGH and have more good accounts bigger then 10k and with good history go for more that are your real primaries apply for 50K
> if only AUs the 5 au file even if they are 10k and 3 yrs apply for 40k if have any extra anything on file apply for 45K.
Purpose is to transition to BIG loans the first set of 100k to 300k then only months later can get fleet trucks and or even a rolls on your file (and auto s are the easiest) to open door for big and bigger corporate loans to get 1m and more as we build file. Then 1 year later when we ad one minimum com re on the corp we get 10m line and a jet on your file basically only after 1 yr of paying on those.
Once get the Pre Approval have them email it to you and all their requirements, they will try not to but make them send it so we can get all the info we need which is: Credit Union info, Contact Person & all they are wanting.
Email this to us with your DL,SSN, Util Bill & cell phone & work phone it can be forwarded to the dealer. Call us if need help at this point pretty much done!
Whats Next After These Subprime Loans?
This loan has to be paid and can't be defaulted on or yes you will do time, but if you are responsible and pay it like your supposed it will help you get you to the next level of funding which is 3 months out and then can get you funding from 100K to 300K which can do this 4 xs a year and as well as corporate funding which is always done after personal (for many reasons) which can get you 200K to 800K 4 xs per year.
What is an Authorized User* Or Primary Tradeline
What is an Auto Conversion? Its an auto loan with out the auto. The dealer will give you cash for a fee and if you get one or two of these after 3 months payments it will make your profile very strong if it has 5 good accounts over 10k and minimum 3 years if your short then you need to get other Au's (Authorized Users Tradelines) so it will enable you to get 30K to 90K in funding or more with stronger file like 200k if have other compensating factors.
What's needed to do this? Ideally 5 Au's* 10K minimum in amount and 3 years minimum in age. Some have done it with less but its rare so the bigger in amount and more age on the tradeline the better. Yes Au's count to your fico score and work. This can be done on SSN. NO CPNs for many many reasons it doesn't work plus you can't get millions on that and if your not wanting
How do you start? You apply for an Auto Loan at a local NON MILITARY Credit Union ) ( IT CAN NOT BE any auto specific lender, bank or any auto only lender ONLY A NORMAL CU will work for this) and tell them that you want to apply for a used auto but you don't know what auto or dealer yet and you just want to get a pre approval.
You would want to ask if they can get you approved to buy an auto from an out of state dealer cause you would say you can't find any good auto's in your state or you have sister, mother, child, or friend your buying auto for who is out of state.
Apply for a USED Auto for 45K or 60K/65K (if have big accounts or prior auto with good pay history) or 30K if weak only Au file.
This will take usually an hour to one day for the approval. Tell them you want to apply for a 30K if your file has only 5 Au's on it or less (if you have an existing auto and your file is just weak or low credit score down to 630 Fico and you want to improve it apply for an auto that is 10K over your existing auto).
How much do I apply for? If just have 5 big AU s aged apply for 45K if you have a good car pay history but apply for 10k to 30k higher then your original car loan you have been paying on. Lenders will counter to lower loan amount if cant get hight mostly as long as dont go way to much over target range.
EXAMPLES basically every set of 10k of every 3 cc s of good aged primary history will let you get 30k increment in a car loan amount
> AUTO WITH low FICO 630/640 and good car pay history of original loan of 30k then apply for 65K
>if 630+ fico small to med cc real primary accounts and never had AUTO apply for 35k
>if your FICO is HIGH and have more good accounts bigger then 10k and with good history go for more that are your real primaries apply for 50K
> if only AUs the 5 au file even if they are 10k and 3 yrs apply for 40k if have any extra anything on file apply for 45K.
Purpose is to transition to BIG loans the first set of 100k to 300k then only months later can get fleet trucks and or even a rolls on your file (and auto s are the easiest) to open door for big and bigger corporate loans to get 1m and more as we build file. Then 1 year later when we ad one minimum com re on the corp we get 10m line and a jet on your file basically only after 1 yr of paying on those.
Once get the Pre Approval have them email it to you and all their requirements, they will try not to but make them send it so we can get all the info we need which is: Credit Union info, Contact Person & all they are wanting.
Email this to us with your DL,SSN, Util Bill & cell phone & work phone it can be forwarded to the dealer. Call us if need help at this point pretty much done!
Whats Next After These Subprime Loans?
This loan has to be paid and can't be defaulted on or yes you will do time, but if you are responsible and pay it like your supposed it will help you get you to the next level of funding which is 3 months out and then can get you funding from 100K to 300K which can do this 4 xs a year and as well as corporate funding which is always done after personal (for many reasons) which can get you 200K to 800K 4 xs per year.
What is an Authorized User* Or Primary Tradeline
AU or authorized user is what it is called when you find some one who has good credit card history with a good credit limit and a low balance on there credit. Ie originally it was for a father to ad his history to a sons, now its legal to ad an AU to any one's file and the bureau's have to by law accept it since a new law has been passed. All you have them do is say you live at their address and ad you on to there CC s and they can say no I don't this person to get a CC or if they do send out a CC it goes to there house.
That builds your credit and you only NEED 5 of them to get funding with us and can get 30k to 60k then at this subprime level of funding with some more adjustments we then can make your credit profile be able to next fund 100 to 300k then make some more adjustments and get you in to corporate credit funding 200k to 800k, we can do the above last two scenarios 4 times a year so that is a lot of money.
WANT TO KNOW WHERE TO GET LEGIT TRADLINES CLICK HERE
Once we have you with some money we can get you into all kinds of SOLID< HARD CORE< SAFE <PROVEN & TESTED WITH OUR MONEY < NO BS wealth creation visit
www. youtube.com/c/capitalcash
for more info.
We can get you more vehicles and keep building you. This is why we have been around over 10 years on the internet with same everything and others hide more. We leverage PEOPLE to leverage ourselves.
WANT TO KNOW WHERE TO GET LEGIT TRADLINES CLICK HERE
Once we have you with some money we can get you into all kinds of SOLID< HARD CORE< SAFE <PROVEN & TESTED WITH OUR MONEY < NO BS wealth creation visit
www. youtube.com/c/capitalcash
for more info.
We can get you more vehicles and keep building you. This is why we have been around over 10 years on the internet with same everything and others hide more. We leverage PEOPLE to leverage ourselves.
Or worst case scenario you will have to buy them which I can send you to legit providers but we don't sell them at this point we would wait till repair is closer to completion vs you can ad free ones on NOW which is what will speed this UP.
Be it from Credit Repair from Us or if you have 630 Fico or Better We Can Get You Funding Call Us Now. 312-473-4163.
We Are Not Selling Anything We Only Want To Help Those Make It Big For Those Who Want Too!
Contact us for the best credit repair in the industry & funding.
WE CREATE WEALTH for those with a BRAIN! We would love to BUILD YOU UP, BUILD YOUR BUSINESS FUNDS & GUIDE YOU INTO RE. We get our clients into MONEY FAST, we keep building you fast to next deal using leverage, getting you max liquidity, max cash flow, max EQUITY in all that we get you into, get you max holding, exiting portfolio building.
We fund you all way and get you in RE fast with management co's and do for you what multi millionaires do daily only difference is they are not telling anyone how they are doing it.
We make millionaires and get people in big deals 20M+ plus and smaller to this point and then way bigger. Need person's with a brain.
The joke is for real its easier for us to get you in this side of being RICH than it is for you to buy a 100K house, NO BS.
One thing we can't fix is lazy, negative, ignorant brain washed loser who find unluckiness, problems and drama they go backwards on their own cause their stupid.
Capital Cash Team
Capital Cash Ceo
MAXIMUM WEALTH CREATION
Email: Capitalcash7@gmail.com
Cell: 312-550-3753
Office: 312-473-4163
Fax: 800-363-0079
Web: www.capitalcash.co
ASSET MANAGEMENT
PERSONAL FUNDS 630 Fico 50K-500K LINES & LOANS
BUSINESS FUNDS ALL FICO 50K, 500K- 1M's LINES & LOANS
RE 100LTV 15M + Equity, JV, VC, Or Private Money
COMMERCIAL RE / PROJECT 1B-20B, JUMBO MORTGAGES
NO PG $! CPN/CORP $!
CORP BUILDS 8 Tradelines Eq Pay After
CREDIT REPAIR + Tradelines + Funding
