What is an Auto Conversion? Its an auto loan with out the auto. The dealer will give you cash for a fee and if you get one or two of these after 3 months payments it will make your profile very strong if it has 4 other Au's (Authorized Users Tradelines*) and will enable you to get 30K to 50K in funding.
What's needed to do this? Ideally 4 Au's* 10K minimum in amount and 3 years minimum in age. Some have done it with less but its rare so the bigger in amount and more age on the tradeline the better. Yes Au's count to your fico score and work. This can be done on SSN or CPN.
How do you start? You apply for an Auto Loan at a local NON MILITARY Credit Union and tell them that you want to apply for a used auto but you don't know what auto or dealer yet and you just want to get a pre approval. This will take usually an hour to one day for the approval. Tell them you want to apply for a 30K if your file has only 4 Au's on it or less (if you have an existing auto and your file is just weak or low credit score down to 630 Fico and you want to improve it apply for an auto that is 10K over your existing auto).
Once get the Pre Approval have them email it to you and all their requirements, they will try not to but make them send it so we can get all the info we need which is: Credit Union info, Contact Person & all they are wanting.
Email this to us with your DL & phone & Call Us and we do tell you tell the next step and its pretty much done!
Whats Next After These Subprime Loans?
This loan has to be paid and can't be defaulted on or yes you will do time, but if you are responsible and pay it like your supposed it will help you get you to the next level of funding which is 3 months out and then can get you funding from 100K to 300K which can do this 4 xs a year and as well as corporate funding which is always done after personal (for many reasons) which can get you 200K to 800K 4 xs per year.
What is an Authorized User* Or Primary Tradeline
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